Riyadh-based credit infrastructure startup Orbii has raised $3.6 million in seed funding, led by Prosus Ventures with participation from VentureSouq, DASH Ventures, Taz Investments, and Sanabil 500
Founded in 2024 by Nauman Ali, Nasara Mughal, and Guillaume Kieffer, Orbii is an AI-powered embedded lending platform that enables banks, fintechs, and B2B ecosystems to launch and scale SME credit products. The platform integrates directly with financial systems such as POS and ERP, using machine learning to underwrite, disburse, and monitor loans in real time.
The company says its approach reduces defaults and boosts approvals compared with traditional manual lending processes, positioning it to become a key enabler of SME finance in the region.
“We envision a MENA where every business can access credit instantly, embedded within the systems and workflows they already use. Credit decisioning won’t be a process, it’ll be a reflex,” said Nauman Ali, Orbii’s co-founder and CEO.
Prosus Ventures’ Robin Voogd, Head of Middle East Investments, added: “Nauman and his leadership team combine rare technical skill with deep market understanding, and they’ve built a platform that is transforming SME lending in MENA, making credit faster, smarter, and more accessible.”
Orbii’s customers already include digital lenders, fintechs, and payment companies building credit products for underserved SMEs. The startup has processed thousands of applications and millions of dollars in approved loans to date.
The new funds will be used to scale Orbii’s engineering and data science teams, deepen integrations with financial platforms, and expand its footprint in Saudi Arabia and the UAE. Orbii has set a target of powering $1 billion in SME loans by 2026.
